Accidents can happen anytime, anywhere. It doesn't matter if you're the driver, a passenger in a friend or a family member's car, or a passenger on a ride-sharing app; we're all subject to these events.
However, many people do not know what to do if involved in a rideshare accident.
There are many frequently asked questions about this topic, and we will try to answer them today. Here are some of them:
– Do all rideshare drivers have insurance? For example, in the case of Uber, the company is responsible for ensuring all its trips are insured. This insurance can be held by the driver or by the company itself. However, you must keep in mind that the driver's insurance may not cover all the people who get injured in the accident. Also, the company's insurance will apply coverage eligibility depending on the time of the trip and the activity in which the driver is involved at the time of the accident.
– Are the drivers considered employees of ride-sharing applications? This is another situation that can often complicate the case. Rideshare apps do not consider their drivers to be direct company employees but rather independent contractors. Therefore, it is necessary to seek advice from a good lawyer to know your rights and the best course of action. Also, a rideshare attorney will help you if the insurer tries to deny the claim or give a minimum compensation.
– Can I directly sue a driver from the ride-sharing application? Yes, a passenger can sue one of these drivers. However, it is rarely necessary, as filing a claim with the insurer should be enough to request compensation for damages.
– What are the leading causes of ride-sharing accidents? The drivers of these apps are people just like you and me who can make mistakes while driving. As in any other car accident, distracted driving, speeding, failure to obey traffic signals, driver fatigue, etc., are all factors that can increase the chance of having a collision.
– Do I need to hire a lawyer if I have been involved in a ride-sharing accident? The best thing you can do is contact an experienced attorney. Remember that the rideshare company, like the insurers, will seek to take care of your interests while minimizing costs. Therefore, they will generally try to avoid paying any compensation or look for ways to give the minimum possible compensation.