When a car accident occurs, the people involved are often confused and disoriented. The first thing we should do is check if we feel good and if we have injuries. Next, we must do the same with the passengers who accompanied us, and the people in the other car.
People often automatically apologize without knowing that this can be taken as an acceptance of responsibility. Insurance companies assess who is responsible for the accident, and in case both people were responsible, they determine a percentage of fault for each of them.
Immediately after the accident, call the emergency services even if you do not find or feel any injuries. Also, contact the police to file an accident report. All this will be officially registered and will help you in case of a lawsuit.
Phrases that can seem very innocent, such as: “I did not see,” “I did not realize,” “I was to blame,” etc., can seriously damage your situation. Remember that you are in a state of confusion and that this is not a good time to give statements. What you can do and that would help you a lot is to look for witnesses who observed the accident. Exchange contact information with them, wait for your insurance adjuster to arrive, take no responsibility for the accident, and contact an attorney.
Another important thing to do is take pictures. These are always very useful when rebuilding an accident. Take photos of how the cars were positioned after the crash, any physical damage, and their location on the street. Take pictures of all the traffic signs around; these can give an idea of what the drivers had to do at the time of the accident.
And, of course, exchange your contact information with the other driver and/or drivers involved.